A clearer path to better credit decisions
Scoresathi guides you through your credit score with one focused plan—built to help you improve, step by step, with clarity and control.
One feature. Built to move your score in the right direction.
Your Credit Score Improvement Plan—personalized guidance with clear, actionable steps to help you build better credit habits.
What's affecting your score
Identify the key factors currently influencing your credit health.
What to fix first
Prioritized actions based on potential impact to your score.
Habits to maintain
Simple practices to keep your credit profile healthy over time.
Milestones to track
Progress markers to celebrate as you improve your score.
How it works
A simple, transparent process designed with your privacy in mind.
Share basic details
Provide minimal information with your consent. We respect your privacy from day one.
Get your plan
Receive a personalized improvement plan tailored to your credit profile.
Follow actions over time
Take small, consistent steps and watch your credit health evolve.
Share basic details
Provide minimal information with your consent. We respect your privacy from day one.
Get your plan
Receive a personalized improvement plan tailored to your credit profile.
Follow actions over time
Take small, consistent steps and watch your credit health evolve.
Built on trust
Your data stays yours. We believe in complete transparency and user control.
Common questions
Quick answers to help you understand how scoresathi works.
A credit score is a three-digit number that represents your creditworthiness. It's calculated based on your credit history, including payment behavior, credit utilization, length of credit history, and types of credit accounts. Lenders use this score to assess the risk of lending to you.
No, we cannot guarantee any specific credit score outcome. Credit scores depend on many individual factors and bureau calculations. Scoresathi provides educational guidance and actionable insights to help you understand and work toward improving your credit health.
Credit improvement is a gradual process that varies for each individual. Some changes may reflect within a few weeks, while others can take several months. Consistency in following good credit practices is key to seeing positive changes over time.
No, Scoresathi is not a credit repair service. We provide educational resources and personalized guidance to help you understand your credit profile better. We do not dispute items on your behalf or interact with credit bureaus on your account.
We ask for minimal information necessary to generate your improvement plan. This typically includes basic personal details and consent to access your credit information. We follow data minimization principles and never collect more than needed.
Credit scores can vary between different credit bureaus (like CIBIL, Experian, Equifax) because each bureau may have slightly different information about your credit history. It's normal to see variations of a few points between bureaus.